Albert App API Integration & Open Finance Solutions

Based on OpenData / OpenFinance for protocol analysis, account aggregation, transaction and bill inquiries, automated reconciliation and compliant delivery — comes with runnable API and source code.

Starting at $300 • Compliance-first
OpenData · OpenFinance · Protocol Analysis · PKI / SDK

Bring Albert's account views, savings, investments and risk controls safely into your system

We deliver protocol analysis and API implementations based on authorized/public data, including runnable API, OpenAPI docs, and client/server code examples, helping you achieve your first integration in 5–15 business days.

Account Aggregation & Balance Sync — Real-time pull of user deposits, cash and savings balances, with multi-account views and balance refresh strategies for real-time or cached models.
Transactions & Statements Export — Retrieve transaction history, categorized by type and merchant, exportable as JSON/CSV/Excel for finance and tax reconciliation.
Investments & Securities Lookup — Retrieve stocks, ETFs, portfolio performance and holdings, with market value, yields and dividends history.
Identity & Risk Data — 24/7 identity monitoring, credit scoring integration, anomaly alerts and multi-factor verification integration.
Contact for a Quote View Deliverables

Deliverables & Examples

Standard Deliverables

  • OpenAPI / Swagger interface specifications and sample requests
  • Protocol & authorization flow analysis report (OAuth2, PKCE, session, token refresh)
  • Runnable backend samples (Node.js / Python) with deployment instructions
  • SDK samples (JavaScript / Java / iOS) and integration guides
  • Automated tests and acceptance criteria
  • Compliance guidance (data retention, least privilege, logging)

Example: Consolidated Accounts & Transactions (pseudo-code)

# POST /api/v1/albert/accounts/aggregate
# Headers: Authorization: Bearer <CLIENT_TOKEN>
{
  'user_id': 'user-12345',
  'include_investments': true,
  'from_date': '2025-08-01',
  'to_date': '2025-08-31',
  'format': 'excel'  # json | csv | excel
}

Response:
{
  'status': 'OK',
  'accounts': [
    {'type':'cash','balance':1250.50},
    {'type':'savings','balance':10250.00,'apy':0.045},
    {'type':'investment','market_value':15320.33}
  ],
  'transactions_url': '/deliverables/user-12345/august-2025.xlsx'
}

Extensible Modules

Card management, early wage access, cash flow forecasting, automated savings strategies, Genius AI query endpoints, real-time fraud detection and notification pipelines.

Core Advantages

  • Fast go-live: standard integration in 5–15 business days
  • Deliverable code: includes deployment scripts and CI/CD examples
  • Compliance-first: data minimization and consent policy recommendations
  • Multi-format exports: JSON / CSV / Excel / PDF

Compliance & Privacy

All work is conducted on client authorization or open/public APIs. We provide data minimization, auditing, and consent records, and can support NDA and security assessments as needed.

API Integration Guide (Concise)

What we need from you

  • Target App name and package (e.g., com.meetalbert)
  • Desired features (transactions export, account aggregation, investment data, identity monitoring, etc.)
  • Official API credentials or testing environment, if available
  • Compliance constraints (data retention, storage location, NDA requirements)

Typical integration flow

  1. Requirement alignment → feasibility assessment (2 working days)
  2. Protocol analysis & API design (2–5 working days)
  3. Development and internal testing (3–10 working days)
  4. Delivery of docs, samples and deployment guide (1–3 working days)
  5. Launch support & 30 days of technical support; ongoing maintenance via monthly contracts

About Us

We are a studio focused on app protocol analysis and authorization API integration. Our core team comes from mobile apps, banking, and cloud security, delivering compliant, ready-to-use API and SDK solutions for global clients.

  • Supports Android / iOS protocol analysis and SDK development
  • OpenAPI/docs, client SDKs, tests and deployment templates
  • Compliance-first: data privacy, KYC, data retention guidance
  • Transparent pricing: starting at $300, with upfront delivery and payment on acceptance

Contact

Ready to start? Submit the target App name and integration needs via our contact page for a quote.

View Contact & Submit Request

📱 Albert App Overview (Collapsed)

Albert is a comprehensive financial management app that combines budgeting, savings, spending, and investments. It offers 24/7 identity monitoring, automated saving, investment and credit-related products. The app partners with multiple regulated banks to provide cash management and high-yield savings features, some services subject to subscription.

  • Budget & financial management: automatic expense categorization, subscription management, bill reminders
  • Automatic savings: transfers to high-yield savings accounts according to rules
  • Investment features: buy/sell stocks, ETFs, and custodial portfolios; fractional shares
  • Identity & security: 24/7 identity monitoring, credit score tracking, real-time risk alerts
  • Early salary and cash advances: available with eligibility
  • Compliance: Albert is not a bank; some services provided by partner banks and insured by FDIC (depending on product)

Note: The above content is translated from publicly available product descriptions for technical integration discussions and does not imply any official endorsement.